Charting The Course
CAPITAL embarked on its voyage in December of 1998 with a strong vision for the future - to become the industry leader in providing innovative, comprehensive, and effective account management products and services for our clients. Achieving this vision has meant providing our clients with unmatched service and support.

Our core competency is asset-management of credit card receivables.

ORIGINATION

SERVICING

VALUE-ASSESSMENT

At CAPITAL, we have developed a high degree of competency in all these areas and bring direct industry experience to the table for your benefit. Our expertise affords you a high level of confidence that your investment in the credit card market will be a profitable one.

Going Places
Together, CAPITAL's leaders have over a century of combined experience in navigating the financial services industry. Our expert knowledge ensures our ability to provide direction and assist you in determining the best course of action to take for your business.

Our corporate headquarters in Sioux Falls, South Dakota places us in a city nationally known in the credit card industry. It has also given us a large base of employees with years of credit card experience that possess the skills and expertise needed for a highly competitive market. Our additional location in Brookings, South Dakota opened in April 2004 and provides CAPITAL not only with additional capacity and a talented workforce but ensures our clients of uninterrupted service. Both locations are complete with the necessary technological infrastructure to operate independently as stand-alone operations. This complete redundancy affords our clients peace of mind and perfects our Business Continuity Plan.

Focused on Flexibility
You know what you want, and we know how to get you there. We work with you in determining which services are necessary to meet your goals. Unlike many in our industry whose plans are menu-driven, our plans are customized, perfectly tailored to best serve the needs of each individual client. We help you identify the possible risks and rewards of implementing specific services or strategies so informed decisions can be made.

Once a solid plan is in place, we're able to integrate our services with your company's way of doing business. In this partnering role, we function as an extension of your organization and are available to answer questions, keep you updated and ensure smooth sailing along the way.